3.4.2 Off-Chain vs. On-Chain Pooling

Off-Chain:

• The Node.js service might track each member’s capital in a SyndicateFunds table.

• On trades, the system invests these pooled funds from a “syndicate wallet.”

• On profit, the system divides returns and updates each member’s balance.

On-Chain (Multi-sig or DAO Contract):

• Each trade needs the group to sign or a majority vote.

• Payout logic can be automated with a smart contract splitting gains.